The description from GraphicRiver:

This is a large background template featuring several elements that can be toggled on and off to create different combinations. The background is a layered starfield with nebulae. A planet horizon can be made visible at the top of the image and two sets of glassy translucent bars are available as an overlay. Additionally, numerous color combinations and fading gradients are possible. This image is intended for web design or graphics, but is also suitable for general graphic design use.
Format: Adobe Photoshop PSD Width: 3600 px Height: 2800 px Resolution: 72 dpi Color: RGB
Included in the PSD file:
Starfield (7 layers); planet horizon; 2 sets of translucent vertical bars (narrow & wide); nebulae (3 layers); 5 color gradients (4 preset, 1 custom); 6 blending gradients (top black & white, bottom black & white, custom top & bottom); black background fill; 1 “read me” text layer
All layers and groups are labeled for ease of use.
Included in the ZIP file:
1 PSD file, layered; 3 JPG sample renders; 1 TXT help file

The description from GraphicRiver:

A minimalistic, modern business card that’s well-suited for graphic designers, photographers, or any other creative individuals.
3.5×2 inches, 300 dpi, CMYK
Features:
2 front designs (website or slogan beneath company name); 2 back designs (website or no website); 5 background gradients (grey, blue, red, green, orange); 1 solid black background
ZIP Contents:
1 PSD , layered and labeled, with bleed area and guides; 1 TXT help file
This template uses the font Myriad Pro, which is included on many systems and is available for purchase online. Most other fonts, especially sans-serif ones, can be substituted if desired.